Terms of Use

By accessing and using this website, you agree to the following terms. If you do not agree, please refrain from using SmartBudgetGenius.

Use of Content

All articles, tools and downloads on SmartBudgetGenius are provided for educational purposes and are offered "as is" without warranties of any kind. You are solely responsible for how you choose to interpret and use the information provided. While we strive to ensure accuracy, we cannot guarantee completeness or suitability for your specific situation.

No Financial, Legal or Professional Advice

The information on this site is not legal, tax, medical or financial advice. Always consult with a qualified professional for advice tailored to your personal circumstances. Our content is intended to educate and inspire; it should not be used as a substitute for professional guidance.

Intellectual Property

Unless otherwise noted, all content on SmartBudgetGenius—including text, images, design and code—is owned by SmartBudgetGenius and its contributors. You may link to our pages or quote short excerpts with clear attribution. Reproduction of full articles, tools or downloads without prior written permission is prohibited.

Third‑Party Links

We may link to external websites for additional resources. We are not responsible for the content or practices of those sites. Following external links is at your own discretion.

Limitation of Liability

SmartBudgetGenius will not be liable for any indirect, incidental, or consequential damages arising from your use of the site. We do our best to ensure the information is accurate and up-to-date, but mistakes can happen. Your use of the site is at your own risk.

Changes

We may update these terms from time to time by posting a new version on this page. Continued use of the site constitutes your acceptance of any changes.

Contact

If you have questions about these terms, please contact us at [email protected].