Privacy Policy

Effective date: 2025‑11‑03

This policy describes how we collect, use and share information when you use SmartBudgetGenius. We keep data only as long as necessary for the purposes described here.

Information We Collect

• Usage data: pages you view, approximate location (city/region) and device/browser information.
• Cookies: essential cookies required for basic site functions; optional cookies for analytics and advertising.
• Voluntary data: information you provide when you contact us via email or forms (such as your name, email address and message).

How We Use Information

• To operate and improve the site and its tools.
• To understand which articles and tools are most useful (analytics)【944674977911217†L292-L322】.
• To support our services through advertising (where ads are displayed).
• To communicate with you if you contact us.

Advertising & Analytics

We may display advertising through Google AdSense. Ads help support our work, but we never allow advertisers to influence our editorial decisions. When ads are enabled, Google may use cookies or device identifiers to deliver and measure ads. Personalised ads require your consent where required by law. You can change your preferences at any time via our Cookie Policy.

Your Rights

• GDPR (EEA/UK): You can request access to, correction or deletion of your personal data and withdraw consent at any time.
• CCPA/CPRA (California): You have the right to know what personal information we collect, to request deletion and to opt out of sale or sharing of your personal information.

To exercise these rights, please email [email protected].

Data Retention & Security

We retain data only as long as necessary for the purposes listed above and we use reasonable safeguards to protect it. Logs are deleted or anonymised after a limited period.

International Visitors

If you are visiting from outside the United States, please note that your information may be processed in countries with different data‑protection laws. By using our site, you consent to this processing.

Children

This site is not intended for children under 13 and we do not knowingly collect personal information from children.

Changes

We may update this policy from time to time. When we do, we will post the revised version on this page with the updated effective date.

Contact

Email: [email protected]